Risk Analytics
ABOUT BIZ2X RISK ANALYTICS
With Biz2X Risk Analytics, you can take your business lending operation to a whole new level of confidence and transparency, thanks to our suite of credit analysis tools including proprietary cash flow monitoring and transaction-level analysis you won’t find anywhere else.
Faster Credit Decisions
Format Flexibility
Reduce Risk
RISK ANALYTICS FEATURES
Get enhanced insight into every borrower’s business activity with real-time cash flow analysis tools. Transaction-level analysis makes it possible for your bankers to drill into the most precise level of detail on each and every credit decision.
At the same time, automatic categorization delivers insight into behavior patterns that matter: from signs of business expansion to risk-driving transactions and ongoing debt obligations.
Your team will never feel they have to make a lending decision in the dark again.
Customize your credit team’s reporting thresholds and ensure that every significant borrower behavior is considered in your lending decisions through continuous, real-time monitoring of financial activity.
Portfolio DNA offers automation and a rules engine capability, which enables your bank to leverage data in identifying key risk indicators. Additionally, you will have the capability to analyze loan-level performance for improved results.
Make better informed underwriting decisions – to reduce risk and approve more qualified borrowers thanks to advanced technology and configurable credit scorecards that you set uniquely for your financial institution.
Incorporate experimental techniques based on machine learning that equip your underwriters with insights and recommendations on each credit file. Or program entirely automated lending decisions, without writing a line of code, thanks to Biz2X’s configurable rules engine and credit scorecard.
You choose how much automation your bank wants to use for lending decisions.
Use cases
Biz2X supports a wide range of credit and business banking solutions. The Platform has configurable modules for each kind of financing your institution offers to business clients. Read about the solutions that Biz2X supports below.
Equip your credit risk teams with instant intelligence and financial insights to make superior lending decisions
Connect with a funding platform specialist for a customized demo of Biz2X for your bank or financial institution. Schedule one-on-one time, or bring your colleagues.
